Civil Liability Insurance

I%26#39;m hoping to rent a flat in Paris for two or three months, and I%26#39;ve been told by the agency that I need to possess Civil Liability Insurance. I%26#39;m a UK citizen, BTW. I%26#39;m having trouble tracking down information about this Insurance. Anybody know any details about this?

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Yes, each occupant of a flat in France, be it rented or owned, needs to have such an insurance in case he sets the buiding on fire or floods his downstairs neighbours with his washing machine, etc. If the agency were doing their work properly, they would direct you to a broker they know, I am sure they deal with these kinds of cases all the time. Otherwise, I would suggest you contact a French insurance company with UK branches (such as AXA) or a British insurance company with French branches (such as Norwich Union, known in France as Aviva). If the worst comes to the worst, you could get easily get a policy on the Internet: there is an established French comparative site called assurland.com (tacky name, I know! ), with direct links to insurers%26#39; sites. But, I repeat, do not overlook this insurance requirement, you could get in big trouble if any of the aforementioned catastrophies happened! BTW, it shouldn%26#39;t break the bank: I pay around € 200 for a year and 65 m², so you figure for a shorter period and possibly a smaller surface.

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Thanks Bob that%26#39;s really useful to know. I think a couple of the letting agents I%26#39;ve looked at recently try to incorporate this into the price - like, 3% of the total or something - and they sort it out through an insurer called ADAR I think. Does that sound about right?

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Assuming you are paying a monthly € 800 rent x 12 = € 9 600 per year x 3 % = € 288 theoretically per year. Seems perfectly reasonable to me, and it does save you a lot of hassle. Go for it!

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Thank you - I%26#39;ll bear that in mind - although some of the properties I%26#39;m looking at seem to be a bit more than 800 euros, so the corresponding insurance fee will be higher too, of course.

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